UCF Off-Campus Housing Guide | Ruby Bagdade, LoKation Real Estate

The quick picture

Student complexes rent by the bed: each roommate signs their own lease. Houses rent by the whole home, so the price per person depends on how many roommates share it.

–student complexes tracked near UCF

–typical starting price per bed, per month

$575–665per person in a 4-bed house near UCF ($2,300–2,650/mo listed this fall), plus utilities

$972average on-campus single for 2026–27, billed over 9 months

Student apartment complexes near UCF

Monthly price per bed as listed on rental sites in October and November 2026. Prices move with availability and floor plan, so confirm with the property before signing.

Search Sort by On a UCF shuttle route

Complex	Per bed / month	Floor plans	Distance to campus	UCF shuttle	Notes

Prices are the lowest-to-highest per-bed rates shown on ForRent University, Apartments.com, 407apartments and UCF Off-Campus Partners listings. "From" means only a starting price was listed. Many complexes add monthly fees for utilities, parking or amenities, and most leases run 11–12 months. Floor plans list the bedroom counts each complex offers; most student floor plans give each bedroom its own bathroom, but confirm with the property. Distances are from rental-site listings; "–" means none was listed.

The free UCF shuttle needs a UCF ID and runs Monday–Thursday 6:30am–10pm and Friday 6:30am–8pm. Route numbers are from UCF Parking Services. Also on Route 5: Knights Landing, a conventional (not per-bed) 2-bedroom complex. Routes can change each year, so check parking.ucf.edu before signing.

Apartment, rented house, or buy?

Change any number to match your situation. Each card shows what one student's housing costs your family per month.

Student apartment per bed

Rent per bed / month

Monthly fees and utilities

Your cost per month–

Rent a house with roommates

House rent / month

Utilities + internet / month

People sharing

Your student's share per month–

Buy a house, rent rooms to roommates

Home price

Down payment %

Mortgage rate %

Property tax % / year

Insurance / year

Upkeep % / year

HOA / month

Rooms rented to others

Rent per room / month

Utilities you cover / month

Net cost per month after roommates' rent–

Mortgage payment–

Tax, insurance, upkeep, HOA–

Roommate rent collected–

Loan paid down in year 1 (yours to keep)–

Cash needed upfront (down + ~3% closing)–

–

These are estimates, not a loan quote or tax advice. The buying card assumes a 30-year fixed loan at Freddie Mac's national average rate (7.24% on Oct 29, 2026). Florida property tax and insurance vary a lot by home, roof age and flood zone, and home values near UCF were flat to slightly down over the past year. Buying also means being a landlord: finding roommates, vacancies and repairs. Talk with a lender and a tax professional before deciding.

Get a free housing plan for your student

Tell me your student's move-in date, budget and how many roommates they'll have. I'll send back:

The complexes and houses that fit your budget, with current prices
Houses for rent near campus before they hit the big sites
A buy-vs-rent breakdown for your family if you're open to owning

No cost and no obligation. Most student leases for next fall are signed between November and February, so earlier is better.

Contact Ruby

Call or text: (248) 410-6594

Email: rubybagdadehomes@gmail.com

Ruby Bagdade, Realtor
LoKation Real Estate